It is true that you may never get to use travel insurance, but if something happens to you, you will be grateful to have one.
There are 2 ideas that when put together are the perfect recipe for disaster: I never get sick and I only travel a few days. Especially when you’re still young and you think the world is yours.
This is perhaps one of the main justifications people make for why they don’t buy travel insurance, they never get sick and they won’t be away for long. Insurance is not only about illnesses but also about accidents, these can never be predicted.
Furthermore, the fact that something did not happen in the past is not a certainty that it will not happen in the future.
You may not see it right now, but at the end of the day you are responsible for the consequences that your actions may have and part of this responsibility goes beyond a simple illness.
Within your travel planning, you may not see the need to have insurance because you do not plan to carry out any activity that could put you at risk, however when you are already traveling you will go through a lot of different adventures that many of them you will not be able to say that No, and it is in those moments when you appreciate having travel insurance.
It is likely that they will not ask you for it at the entrance and it is even possible that it is not found as a requirement on the Embassy page, but an immigration officer has complete authority to deny you entry if they consider that not having health insurance it can be a risk to let you enter the country. It sounds absurd, I know, but it is possible.
It is better to travel safely, to prevent small incidents that ruin the trip.